光大银行打造阳光助业综合金融服务新体系

Everbright bank make sunshine help industry comprehensive financial services of the new system

As with the public daily life closely related to the kind of enterprise, the small micro enterprise quantity is numerous, wide coverage, but as a result of their size and strength of the limited funds, weak this problem has been can not get effective solution. Because can not reach the requirements of the current financial system, difficulty in financing and loan difficult become small micro enterprise development is the most important way in. With respect to this current situation, everbright bank from the existing loan project to, facing the small micro enterprise to carry out a series of service system upgrade activity.

By making small micro enterprise enjoy the "grass roots" into the high-end customer treatment level, everbright bank the original sunshine help industry credit this single service, comprehensive upgrade for small micro for your community to provide financing, financial settlement, three categories of integrated financial services platform, make small micro guang really can enjoy more comprehensive and convenient financial services. The service upgrade not only for small micro enterprise, will this group surrounding small micro business owners, individual and industrial and commercial door contain among them, set up different levels of service category, for the small micro enterprise related customers into the sunshine to help industry upgrade version of the financial platform threshold, in order to meet the small micro enterprise customers different degree and category of financial needs.

The real leading financing platform of the three quick credit products

In financing, everbright bank launched the sun helps industry the loan, the sunshine real estate credit, sunshine business mortgage loans and so on the many kinds of ways, one in the form of a loan, guarantee mode, service target population and so on more subdivision planning. Through the innovation of the upgrade mode, make the need to loan the small micro customers can greatly increase the choices. In this series of product ascension, sunshine help industry credit contains three quick credit way is undoubtedly the most eye-catching window.

As the core of the updated products, and the sun helps industry there are three kinds of credit loan way and the process is more convenient fast credit products for enterprises to choose the required, respectively: in view of the core enterprise and downstream customer chain fast credit, with room for mortgage customers' room to borrow, fast and easy to install pay customer POS fast credit. The other three big fast credit in the room to fast credit and POS fast credit, is for small micro enterprise own different capital strength, through real estate mortgage and credit guarantee issued by the way of new kind of convenient fast credit products.

In addition, the sunshine real estate credit, sunshine business credit and so on also in the product function, line of credit, etc, make all-round ascension small micro customers can in the most suitable for their own conditions, under the terms of the biggest "the degree" financing application.

The real joint small micro enterprise required settlement platform

As the sun helps industry comprehensive financial services platform three categories of settlement platform, and the sun helps industry card is to cope with small micro financial business and issue of important debit card products, according to the characteristics of customer groups, everbright bank will this help industry card and pay for easy, personal net undertakes assorted, increase the small micro customer base and China everbright bank business cooperation viscosity, also provides customers with multiple settlement system. Payment easy, merchant pass and sunshine entrepreneurs than in the past is the most breakthrough business.

As a result of small micro enterprise and its surrounding customers generally from electronics, clothing, furniture, building materials, electrical and mechanical in the wholesale market merchants, catering enterprises, specialty stores, shops along the street and retail merchant, and other related user groups, so in line with truly satisfy customer demand small micro financial service concept, the updated payment easy to improve function setting, in addition to carry out suitable for merchants, wholesale market and so on daily the inquires the balance, cancellation, collection at the end of the transaction printing, binding card into and roll out and other kinds of service, but also launched the transfer, the third party save tube account signing, and other functions, make the enterprise can easily finish the business, from on the run, queuing, access and counting the cash, such as the red tape.

Not only that, in the spirit of "small micro client is in high-end customers" concept, upgrade the sunshine after help industry settlement platform also introduced to provide POS accept single, batch undertakes to withhold, MIS system, financing package optional the gender is strong, personalized, diversified "merchant pass" financial services. Provide for level 1 merchants withholding function at the same time, reduce the small micro customers field collection of trouble and time, and thus improve the success rate of collection.

The high-end real small micro enterprise value-added services

Really small micro customer as in high-end customers, high quality, personalized service necessary. To this, the sun helps industry comprehensive financial service platform JinYangGuang out of the club. Customers can not only according to their own interests, to participate in the club held a series of activities, such as entrepreneurs, fair appraisal, sales in the form of a sale, business, investment theme salon, etc., can also enjoy the club from investment consulting, financial planning, agency products and so on many Angle provides all kinds of financial management and consulting.

Product quality upgrading, much broader and more specific, provide more quality services... These are the everbright help industry comprehensive financial services platform overall upgrade action and target. The everbright bank for small micro customer base and comprehensive upgrade everbright help industry service system, from all aspects to improve the small micro enterprise faced with development bottleneck. And from the industry point of view, as a first a truly from measures, service for small micro customers upgrade, everbright bank in the banking sector plays a demonstration effect, promote the banking face small micro enterprise for financial service system development.

Is no longer "grass roots", but the real in high-end customers, this is everbright bank comprehensive revision after the upgrade of the sun to help industry comprehensive financial service concept, but also truly understand small micro enterprise customer demand service system after the upgrade of the best interpretation.