来源:新民晚报 小编:朱岳 发布时间:2013年01月22日
内容导读: 凭借令人瞩目的创新、高效审批效率及放款速度,光大银行“房抵快贷”业务颇受市场瞩目。截至去年11月末,光大银行自2012年6月正式推出 “房抵快贷”已为超过2500个小微客户提供融资服务。
Everbright bank "room to fast credit" popular
With remarkable innovation, high efficiency approval efficiency and loan rate, everbright bank "room to fast credit" business a popular market attention. By the late November last year, everbright bank since June 2012 officially launched "room to fast credit" has for more than 2500 small micro provide financial services. In the recently held "2012 the third kingdom award" selection activities, everbright bank "room to fast credit" is quite high gold content every won the "annual small micro financing service product innovation" award.
Small micro enterprise financing difficult problem has a long history, in view of the small micro enterprise mortgage resource scarcity dilemma, everbright bank risks are controllable in the premise of expanding real estate mortgage of property owners in the process of real estate properties and scope, creatively developed suit small micro owner property status "room to fast credit".
Industry experts said that in the mortgage is still the mainstream way of bank guarantee financing environment, the real estate is a small micro enterprise can rapidly provide, in line with the bank guarantee for one of the mortgage resources, expand the small micro enterprise pawn all range, land property scope, improving mortgage rates, fully developed small micro business owners own real estate, and human resources. Credit process simplified, not only meet the small micro enterprise financing demand, still make bank operating cost, risk reduction, so as to make the business large-scale, sustainable development become possible.
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