来源:联合电讯社 小编:朱岳 发布时间:2013年01月22日
内容导读: 小微企业融资难一直都是一个得不到很好解决的问题,近年,光大银行成立专门的小微企业贷款产品研发团队,对小微企业进行实地考察,了解小微企业的实际情况,对小微企业进行分类管理,针对不同的企业性质以及运营方式推行不同的贷款产品类型。
Everbright bank "chain fast credit" breakthrough in traditional loans
Small micro enterprise financing difficulties has been a not very good solve problems, in recent years, everbright bank to set up a special little micro enterprise loan product research and development team, for small micro enterprise field investigation, understand small micro enterprise's actual situation, small micro enterprise carry on the classified management, in view of the different characteristics of the enterprise operation and implementation of the different loan products.
Recently, the everbright bank for small micro enterprise carrying out the innovative product "chain fast credit", of "commercial struggle ten years product collection case best small micro financial mode innovation product award" award. Everbright bank "chain fast credit" breaks through the traditional loans block, solve the enterprise to apply for a loan of the mortgaged property, the problem of shortage of funds is the enterprise to solve problems. "Chain fast credit" main mode is: application "chain fast credit" financing of small micro customers, as long as in the everbright bank to determine the core enterprise of rental chain, industry chain and distribution of chain and chain downstream, and get the core enterprise recommendation or by the core enterprise provide agreement, compensatory, repurchase, they can apply for used to add business activities required working capital loans.
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