光大银行信用卡的分期方式

　　China Everbright Bank credit card installment way

　　There are many kinds of Everbright Bank credit card installment, the card for staging choose friends better, the following Xiaobian introduce Everbright credit card common staging method.

　　It is understood, one is the single pen consumption stage, the general need to meet certain amount threshold; bill staging can on the whole bill be staging, stage fee rate level is based on the number of installment decision, in general, each 0.6% to 0.8%, this is the most common way of staging.

　　The merchant stage is a stage fast development in recent years, the pattern is card center cooperation with individual businesses, when the cardholder in the consumer businesses, can directly apply for staging, without the need for cooperation afterwards, most businesses for educational institutions, large electronics store, chain store etc.. In addition, there are online payment installment, mail order stage.

　　Bank insiders, in the same period, usually the merchant fee stage will be relatively low. Because of the limitation of the maximum instalments, each credit card center, merchants are very limited, if rates there is no advantage, so the service itself is meaningless.

　　Mail order stage, stage mall is part of the Credit Card Center since the brought low repayment pressure for the cardholder's consumer experience, but need to pay attention to is the price, staging of bank credit card mall is actually included staging fees, costs. If the cardholder to determine the need to buy a certain product, and to stage, might as well the credit card mall staging price and market price plus installment poundage comparison.

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